Abbey & Olivier

  Working as a real estate agent is one of the most interesting aspects of the job. Real Estate Agency meet new people, visit new places, and respond to the changing needs of buyers and sellers, which often necessitates a last-minute shift in gears. While there is no such thing as a typical day for a real estate agent, there are a few things that most agents do on a regular basis. What is a Real Estate Agent ? Real estate agents assist people in purchasing, selling, and renting homes, land, and other properties. Because there is no national real estate licence, agents must meet the licencing requirements of their respective states. While state requirements differ, all aspiring agents must complete a pre-licensing course at an accredited real estate school, take (and pass) their state exam, activate their licence, and join a real estate brokerage. That last sentence is crucial. Agents must work for and with a licenced broker, who ensures that all agents in the office follow real

  As interest rates climb, how should you choose a mortgage? The central bank raised its benchmark interest rate to 0.50 percent in March 2022, up from a record low of 0.25 percent. It is the first-rate increase since 2018. The hike will have an impact on the cost of borrowing for a variety of loans, including mortgages. According to Mortgage Professionals of Canada research, about three-quarters of mortgages were fixed in 2020, indicating that many Canadians prefer the financial consistency that comes with a locked-in rate. Nevertheless, variable-rate mortgages are still extremely popular, accounting for around 40% of all new loans in the second quarter of last year, according to a Canada Mortgage and Housing Corp. analysis, owing to the substantial discount between fixed and variable rates. HOW ARE MORTGAGE RATES ESTIMATED? First and foremost, educate yourself with the many types of mortgages accessible to you. A fixed-rate mortgage provides homeowners with a consistent interest rate